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Got a Question? Call us on -

0141 552 6290

Got a Question? Call us on -

0141 552 6290

Finance - Hire Purchase

If you would like to buy one of our products but don’t wish to pay for it all in one go then Merchant City Music can offer you one of our Finance Deals. In conjunction with Barclays Partner Finance there are a number of different options available including Buy Now Pay Later.

Buy Now, Pay Later

With our Buy Now Pay Later deals you can defer the entire payment for either 6 or 12 months. So long as you pay off the loan within the agreed promotional period you will not be charged any interest, just a £29 settlement fee.

Here is a representative example where you pay off the loan within the promotional period:

  • Cash Price: £1000
  • Deposit: £0
  • Amount of Credit: £1000
  • Number of Payments: 1
  • Fee: £29
  • Total to pay: £1029 (within the promotional period)

Here is a representative example where you do not pay off the loan within the promotional period:

  • Cash Price: £1000
  • Deposit: £0
  • Amount of Credit: £1000
  • Promotional Period: £0 for 12 months
  • Number of Payments: 24
  • Interest Rate: 29.8% APR
  • 24 Monthly Payments of £68.70
  • Total to Pay: £1648.80
  • Total amount of interest: £648.80

 

Interest Free Finance

We are able to offer Interest Free Finance on selected products where you can choose to pay in monthly instalments of 6, 10, 12, 18, 20 or 24 months.

 Here is a representative example over 18 months:

  • Cash Price: £1350
  • Deposit: £0
  • Amount of Credit: £1350
  • Number of Payments: 18
  • Interest Rate: 0% APR
  • 18 Monthly Payments of £75.00
  • Total to Pay: £1350.00
  • Total amount of interest: £0.00

 

Standard Interest Bearing Loans 

We can also offer standard interest bearing loans over 24, 36 or 48 months with or without a deposit.

 Here is a representative example:

  • Cash Price: £1000
  • Deposit: £0
  • Amount of Credit: £1000
  • Number of Payments: 24
  • Interest Rate: 14.9% APR
  • 24 Monthly Payments of £48.00
  • Total to Pay: £1152.00
  • Total amount of interest: £152.00

 

We can offer any of these deals either in our store or over the phone for mail order. Call us on 0141 552 6290, pop in and see us or email us for more information.

 

No deposit required. Loans available from £300. All loans subject to status & you must be at least 18 years old & a permanent resident of the UK to qualify. Non UK residents cannot  apply. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered No: 2901725. Registered Office: 1 Churchill Place, London E14 5HP.